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Prescriptions
I found out something interesting a while back. I was picking up some prescriptions at CVS, and was shocked when the price turned out to be double. The last time it had cost $20, and now it cost $40.
I asked the pharmacist to check, and he said it was the correct price. Maybe our insurer had changed the formulary, he suggested, or raised our prescription co-pay.
Either way, it really sucked.
But it turned out that the problem was that the doctor had written the prescription for 31 days. Our insurance company assumes that all prescriptions are for 30-day increments, so that extra day meant we were charged a complete extra co-pay.
In other words, we paid $20 for the first 30 days of medication, and then another $20 for just one more day.
We couldn't get our money back on that one, but when the doctor made the same mistake the next month (although we'd told him about the problem), I caught it at the register and had the pharmacy give us just 30 days of medication instead.
I wonder how often that sort of thing happens?
I asked the pharmacist to check, and he said it was the correct price. Maybe our insurer had changed the formulary, he suggested, or raised our prescription co-pay.
Either way, it really sucked.
But it turned out that the problem was that the doctor had written the prescription for 31 days. Our insurance company assumes that all prescriptions are for 30-day increments, so that extra day meant we were charged a complete extra co-pay.
In other words, we paid $20 for the first 30 days of medication, and then another $20 for just one more day.
We couldn't get our money back on that one, but when the doctor made the same mistake the next month (although we'd told him about the problem), I caught it at the register and had the pharmacy give us just 30 days of medication instead.
I wonder how often that sort of thing happens?