A Letter to Discover

[bobquasit]

Here's the letter we sent to Discover. I took the online version I found and modified it a bit.

Discover Card Customer Service Discover Financial Services P.O. Box 30943 Salt Lake City, UT 84130-0943 Tuesday, November 04, 2003 Sirs: I am writing in reference to account number XXX-XXXX-XXXX-XXXX, expiration date XX/XX. As the named card holder I am requesting that the account be permanently closed, effective immediately and that a notation be included in the report to the credit bureaus that the account was "closed by request of cardholder." No further activity of any sort on this account should be accepted. If any attempt is made by any party to charge this account, it should not be considered a request to re-open or re-activate the account - it should be summarily denied. I do not want the account to be re-opened or re-activated, ever, and will not be responsible for any further charges. To make myself perfectly clear, I do not want it to be possible for the account to be reopened or reactivated by any means whatsoever. My destroyed cards are enclosed, as is a copy of my latest online account summary which shows that my account balance is zero. Please notify me in writing to confirm that my account has been permanently closed at my request. Thank you for your attention in this matter,

Comments

[(Anonymous)]

Heh. I'm going to use your letter as a template for the letter I've been meaning to send to Discover for the same purpose. They don't give up easily, do they?
www.kalilily.net

Discover my darkest dreams

[bobquasit.livejournal.com]

Discover is surprisingly predatory...but actually, it's NOT surprising. Not any more. In Bush's America, I'm more often surprised when a company DOESN'T behave like a serial rapist. America has turned into a very dark place indeed.

It seems to me that American consumers - by which I mean the public - desperately need to free themselves from the tyranny of these corporations. Just because their mandatory fees, monopolistic abuses, and predatory business practices are not "taxes" doesn't mean that we aren't facing taxation without representation - by offshore entities, no less! Dare I hope for a second American Revolution?

To be fair, I based my letter on information I found at Bankrate.com (http://www.bankrate.com/brm/news/debt/20031003a1.asp) (as I mentioned in an older entry). But I expanded it considerably.

Good luck getting rid of Discover!