Hit

[bobquasit]

To sum up: we were rear-ended tonight in Franklin. We were in an intersection, waiting for the oncoming traffic to clear so we could make a left turn. A woman hit us pretty hard from behind. Sebastian started crying.

The woman drove down the street and pulled over. Then she drove about a quarter-mile down the road. After a while, she turned around and pulled over in front of our car. I'd called the police, and they showed up fairly quickly.

Teri had a headache, and my neck hurts quite a bit. Sebastian's okay. The back section of our car is detached from the body on the right-hand side, but it doesn't look too awful. I'll be filing an accident report tomorrow.

I talked to Allstate, our insurer. Lest anyone wonder: Allstate sucks, Allstate sucks, Allstate sucks. We're out a $500 deductible, and then after that they'll see if they can recover the money from the woman's insurance company and reimburse us. The Allstate rep was less than helpful.

Comments

[janewilliams20.livejournal.com]

Ouch!
Whiplash can be long-term nasty. I'd suggest getting that checked out if the pain lasts more than a day.

[graceysbane.livejournal.com]

Get checked...your friendly EMT here is saying DO IT!!!

I'm glad Sebastian is ok. As for Allstate, excuse me but you were rearended! You don't pay a dime! It's on that woman's insurance 100%, including your medical expenses.

I've been rear ended in MA before, and because we don't have no-fault insurance in RI it can be a bit of a pain to get it paid, but her insurance is supposed to pay. I'd contact her insurance directly.

[audacian.livejournal.com]

Don't file a claim with your insurance, just call hers directly. You shouldn't pay a cent.

[bobquasit.livejournal.com]

I know, and Allstate gave us that option. But I think we tried that last time we were rear-ended - by coincidence it was the same insurer, Amica - and they basically told us to get fucked. Which is why I'm all the more puzzled that they called today and were so co-operative!

[bobquasit.livejournal.com]

The other insurance company called Teri today, and told her that they would cover everything including the cost of a rental car while ours is repaired.

That surprises me.

[bobquasit.livejournal.com]

Almost forgot: my neck felt much better when I woke up this morning.